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Fsa Pro Road
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 FSA 34t Pro Road 10-Speed 110mm Black Chainring (use w/50t outer)  US $38.99
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 FSA Pro Road S9/C10 39t 130mm Black Chainring US $32.99
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Featured Article:
Life would be so easy if we all had unlimited dollars or a tooth fairy to gift us all the best in bike part technology, but the truth is we must make choices. So what we really want to know is whether the hype about ceramic ball bearings in bottom brackets, hubs and headsets are really worth the added expense or is this just another expensive gadget that is great to talk about at the bar?
Ceramics are pretty new to the bicycle industry but have been used for many years industrially for cutting tools, turbines and even in satellites and Formula 1 Racing.
So what's the big deal?
Thermal Expansion:
Ceramic expands and contracts with changes in temperature 35% less than steel, so the various components of a traditional bearing can be made to tighter tolerance, offering cyclist less vibration and smoother motion.
Less Conductivity:
Ceramics are electrically NON-conductive, and chemically inert, thus do not suffer from oxidation and the rust that degrades the surface of a traditional steel ball bearing.
Weight Reduction:
Silicon nitride ceramic balls are only about 40% of the weight of bearing steel. Less weight equals less rotating mass, making speed, acceleration and deceleration possible with less effort.
Modulus of Elasticity:
That's just a fancy way to test how easy it is to deform something. Ceramic is 50% harder, so it takes a lot of work to alter its original shape.
So what does this mean to a company like FSA that has chosen to make some of its bike parts with ceramic bearing? Studies by a number of cycling magazines, FSA and even bearing companies like SKF have repeatedly shown extended life expectancy and reduced drag. The actual test results are posted at myWheelsAndMore.com.
So what's not to like? Only the higher pricing. Ceramic Bearings are easy to justify with longer life, more speed and vibration free operation but at maybe five times the price of traditional bearings the questions still remains as to whether your level of cycling can justify the added cost of this particular bicycle part?
Luc Lacasse is an avid cyclist with 10 years of racing motocross and mountain biking under his belt. He shares his knowledge about bicycles and particularly his most recent research of the new innovations included in FSA Bike Parts. Enjoy!
Being Made to Settle for Less
Accident victims are vulnerable after the event not just in the physical sense but also mentally. One of the negatives of the mental aspect is that these victims are often quietly pressurised into accepting payouts before they can obtain legal advice. This seems to be a worrying new trend and it has got the attention of the Financial Services Authority (FSA).
Indeed the FSA has just recently been given a dossier of evidence against unscrupulous insurers by Trade unions and claimant lawyers. Their concern regards the behaviour of said insurers who deal directly with accident victims and the allegations that they are putting pressure on victims to waive their right to compensation or to settle claims for a lesser amount that they actually should.
This pressure and behaviour is known in the industry as ‘third-party capture’ whereby insurers try to settle the claims of injured people before they had the chance to take independent legal advice. The trade union, Unite, included a case in the dossier where where insurance company Zurich offered £4,000 in 'full and final settlement', only for the case to be settled last November for £35,000.
Also in the dossier are findings by The Association of Personal Injury Lawyers' (Apil) and amongst their more worrying cases is one in particular- where a claim on behalf of bereaved parents who lost their three children in a road traffic accident was settled last year for £60,00 but was originally offered to be settled by Quinn Direct for £21,000.
Unite and Apil are but only two companies that have expressed concern in the dossier about insurance company representatives’ cold-calling 'third-party' victims after an accident. In some cases, the representatives go a step further and even visit an accident victim’s house in the aftermath of a car crash. Insurance companies however will rebut the allegations by claiming that their services are designed to be proactive which would mean getting in contact with potential claimants as soon as possible after an accident. Clearly however, going one step beyond and urging settlement as soon as possible without thorough legal advice is unacceptable.
In light of the dossier, the FSA will have to decide if accident victims are truly losing out and the evidence seems to suggest that they are. Unite in particular has provided cases where victims do not know the true value of the claims and that they are being told they do not have a good case when in fact they do.
The entire investigation may prove to be a vicious circle with the insurance industry raising its hands to practicing ‘third-party capture’ on a frequent basis, but only as part of a logical business model. In their defense, the pro-active response is simply a way to address escalating costs of processing claims. They are in effect bypassing the expensive intermediary-the lawyer.
About the Author
Saurav is an author of several articles pertaining to No Win No Fee, Compensation Claims, Personal Injury Claims and other legal articles.
Is this a good deal for a road bike?
Asking for $300
White 56CM Windsor The Hour Frame
Carbon Fiber Pro Race Fork 1-1/8 Threadless
Ritchey Pro Competition Headset
Cannondale C3 Road Stem
Black Track Drops with Black Cork Tape
Weinmann Silver Aero Track Wheelset laced to Formula Hubs (16T Cog)
Black Hutchinson Tire in front, Kenda Concept Race Tire in back
FSA Vero 48T Track Crankset (Great for skids)
Track Pedals with Clips and Straps
Tange Bottom Bracket, White KMC Chain
Light Aluminum Alloy Seatpost, Road Saddle
Tektro RL570 Brake Lever, Rear Tektro Brake
http://sfbay.craigslist.org/sfc/bik/1974975409.html
http://www.bikesdirect.com/products/windsor/thehour.htm
$279.95 on Bikes Direct. Their model does not show Carbon Fiber forks though. It's not really a "road bike". It's a single speed "fixed gear" bike.
First Edition Cycling News, Saturday, September 18, 2010
The UCI cyclo-cross scene will have its first races of the season on US soil, with several European professionals choosing to take part in Seattle's StarCrossed and Rad Racing Gran Prix on September 18-19.
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