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With times harder than ever, various companies are increasing their offering of flexible finance options to make their products more affordable. There's car finance, computer finance, even washing machine finance. So with a quality mountain bike costing upwards of two or three hundred pounds at the very least, why shouldn't there be mountain bike finance?
There is. Cycle companies are increasingly aware that the economic downtown has put their better quality products out of reach of many. Now, to combat dwindling sales they're making bike finance more and more available, not to mention flexible. Finance might not be the right option for everyone, especially if your credit rating is less than perfect. But if you can handle the financial commitment of monthly repayments, it can certainly help to make your dream bike a reality, quickly and without spending a great deal at once.
Although not everyone offers it, different companies offer varying ranges of bike finance: the diversity in offerings and flexibility is huge. Finance agreements offer deposits in a range of different sizes and monthly payments over as little as six months to as much as three years. However, given the massive fluctuation in interest charges from company to company, it has to be said that some deals offer better value for money than others.
When it comes to choosing a deal, research is key. Even the most finance-ignorant know the basics: the lower the APR the better. Nobody wants their finance to cost them a fortune, it's supposed to make things affordable after all, so shopping around to try to find an interest free deal is wise. The best ranges of bike finance I found came from All Terrain Cycles, whose online prices are already cheaper than in-store. They offer several deals, available on any bike or frame over £200, subject to the usual credit checks. Interest free credit is available over six months to three years, providing you leave a very reasonable 20% deposit. If you can't manage that you can leave a 10% deposit, but it'll push your APR up to 9.9% which, when compared to other companies is still affordable.
Monthly repayment for costly goods is more commonplace than ever and the mountain bike industry is starting to reflect this shift. It's taken a while for mountain bike companies to follow in the footsteps of the car dealerships and the computer salesmen, but it's certainly a case of better late than never: mountain biking has never been so affordable.
Jess Moss is a writer from England. She enjoys writing about current affairs and interesting facts. Mountain Bike Finance is something that I am interested in. Visit http://www.allterraincycles.co.uk for more information.
The Continental Grand Prix Is In The Continental Tradition
Biking is becoming more popular each and every day for those wanting an active lifestyle. And businesses recognize this offering all parts and accessories you need to have an enjoyable afternoon. But for bike tires one company will appear more often in your research and that is Continental bike tires. What makes them one of the best? Find the answers below are you read further.
Why Choose Continental?
This German-based company was founded almost 140 years ago and to this day, they continue to provide the best quality at reasonable prices. Striving to produce a better product, incorporate newer technology is certainly a key to their growth and success - or create their own, and always keep the needs of the rider foremost in mind. The Grand Prix 3000, for instance, was one of the most popular tires on the market, but Continental managed to improve it with the 4000 and 4000S, offering stronger puncture protection, greater durability, and more stability. They build upon each tires success with new advances in technology.
An important factor in any purchase decision is price, and that is another reason why Continental is right for you. While they do have high-end tires that can cost as much as $250, the majority of their line is well-priced and accessible to pros and amateurs alike. No matter what your level, you can ride like a pro.
Does German Manufacturing Mean Anything?
Continental is proud of its heritage, and each tire that can claim German manufacturing is considered to be of the highest quality. Inherit in German made is high quality and customer satisfaction. As the company says, "A bicycle tire is not...built by robots. Instead highly skilled experts produce our sophisticated tires in a high tech factor." Each tire is a work of engineering and design art.
What Can Continental Offer You?
Variety, versatility, value, durability, performance...the list goes on and on. Whether you choose a tire with Black Chili compound or that has EndlessEdge technology, you can be sure you are getting the most advanced tire on the market. A century of experience, no small feat, and something few other companies can claim.
Which Continental Tire is Right for You?
No one tire will be right for all people, take into consideration where you bike, how you bike and of course your budget. You will find the Continental has an impressive selection of tires for road racers, cross-country cyclists, mountain bikers, commuters, and pleasure riders. The differences in weight, traction, tread design, and carcass and rubber compounds are geared toward your needs as a rider.
Reputable Vendors Will Carry Brand Name Continental Bike Tires?
These world class tires are available at a number of locations and via online vendors. To ensure that you're getting the best price along with the best tires, visit reputable online merchants. Only by being completely satisfied that all your concerns have been answered will you truly be able to enjoy the best biking you can.
About the Author
To ensure that you're getting the best price along with the best
Continental bike tires
available visit www.bicycleeverything.com. Not only will you find quality bike tires but also bicycle accessories and bike clothing, along with outstanding customer service. See us today at
Bicycle Everything
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i have a 08 Specialized Rockhopper (the basic one) ive upgraded a few things, what should i change next?
i started cycling 5 months ago when i bought a mtb Specialized rockhopper (the basic one) since then ive combined road and mountain training. i ride 55 km a day (road) and 30 km mountain on weekends.
THIS IS WHAT IVE CHANGED SO FAR:
shifters: SRAM attack twist shifters 9 speed, (sram x-4 8 speed)
cassette: SRAM 950 9 speed 11-34 (SRAM pg830 8speed 11-32)
chain: cant remember
derailleurs: front and back Shimano XT (SRAM X5 rear and Shimano Altus front)
handlebar: TITEC
bar ends: EC 90
tires: Panaracer fire XC pro 26 x 2.1 (Specialized Fastrack lk sport)
seat: Specialized Dolce body geometric gel saddle
what do you think i should change next and for what?
also: im a 5'5 110 lbs woman
Damn girl that's not bad. I bailed out of Mountain bikes after I sold my Voodoo with Shimano XT. That was years ago. I ride road and Have a Scott CR1 with Campangolo Centaur. Couldn't afford Record like on my old De Rosa. Sometimes after you upgrade so much it might be time to upgrade to a new bike. Go to your favorite shop and ride something maybe near the top of the Specialized line. This will give you an idea of what you are missing. I've been riding since I could play guitar. I started both at 6 years old. Now I'm 56.
I used to ride an old Raleigh Competition with 531 Reynolds, a classic now, on the streets till I rode into a rain gutter and totaled the bike and my shoulder. I rebuilt the bike all over again with better components. When I got the De Rosa Nuvo Classico, with TSX chromemoly, there was such a difference I couldn't believe it. Any one who rides can tell you if you have a De Rosa or a Colnago or a Pinarello with full Record you are riding the best. I was surprised when I went from steel to Carbon fiber with the CR1.
My point is when you try one of those dream bikes you get a better idea of what will make you swoon for a bike. You can only dress a lower priced bike up so much. For me I liked hard tail bikes for the XC type of riding I used to do. If you do serious downhill then you need a soft tail. On your bike maybe improving the fork might be an option.
At 110 pounds your not going to make the shock depress much so keep a light feel on it. Go out and ride something even better. Specialized makes great bikes for road and dirt. So does Trek. Check out Mountain bike magazine and see what's new. One way of getting to the next bike is to have the shop put it up on consignment. You can still ride it but it's got to look nice and clean when it's in the shop. They sell your bike you buy a new one from them. I did this with my GT and got the Voodoo.
The guy who said wheels is right the lighter the wheels the easier it is to climb. Rotating weight is much heavier then any other part of the bike. Just hold something in your hand and swing it around then pick up something heavier and swing that notice how much heavier it is? But Wheels are very expensive and buying a new bike with better frame and components and wheels is less money in the long run because you won't recoup your money investing it on that bike.
You can upgrade but the Frame is the most important factor and you can't change that without buying a new bike.
It's like I tell people who buy a house with a great view. You can alter the house all you want, but you can't add a great view. You have one or you don't.
First MTB news & racing round-up, Saturday, July 17, 2010
South Africa will host its cross country national championships at the Pretoria Fountains on Saturday, July 17. Given the non technical nature of the course, it should be a close race.
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